In some financial circles, the term "card kkang" refers to fraudulent activities that involve converting credit card balances into cash illegally. It is a practice that involves using fake transactions to convert credit into actual funds, often without the cardholder’s consent or knowledge. Card kkang, or credit card scams, have serious legal implications and can result in criminal charges for 소액결제 현금화 those involved.

Individuals engaging in card kkang risk severe penalties, including fines and imprisonment. Additionally, credit card 카드대출 companies monitor suspicious activities closely, and anyone found engaging in such practices may face not only legal repercussions but also damage to their credit history. It's critical to avoid such schemes and focus on legal, legitimate ways to manage finances and meet short-term cash needs.